Top all-time · #1129
Jacob Lund Fisker
Personal blog · earlyretirementextreme.comeconomicsproductivity
Jacob Lund Fisker's personal blog at earlyretirementextreme.com covers economics and productivity. Since 2010, 64 different Hacker News readers have linked it 90 times, most often “How I live on $7,000 per year”. No feed was found, so read it on the site itself.
Most-linked posts?
- /23 people · 24 mentions · first linked 2011-11-07
- How I live on $7,000 per year9 people · 10 mentions · first linked 2011-10-14
- /6 people · 7 mentions · first linked 2012-02-21
- /5 people · 5 mentions · first linked 2020-01-02
- So long and thanks for all the fish (Jacob of ERE retires from retirement) 3 people · 3 mentions · first linked 2011-12-02
- /2 people · 3 mentions · first linked 2012-01-07
- Manifesto2 people · 2 mentions · first linked 2010-08-14
- /frequently-asked-questions2 people · 2 mentions · first linked 2011-10-14
- Eary Retirement Extreme [book]2 people · 2 mentions · first linked 2011-05-23
- /2 people · 2 mentions · first linked 2020-12-26
What Hacker News says?
I might suggest a slightly different approach. “Early Retirement Extreme” proposes that if you save 80% of your income in a few broad index funds (search bogglehead), learn to live on the 20%, then you can get to where you are financially independent and retire in 5 years. I can’t say I’m personally there yet, but it sounds like you are more motivated and maybe less obligations. Get cheap ass housing, eat cheap, bik…
Comment linking /
on “Ask HN: What tech job would let me get away with the least real work possible?”Submitted How I live on $7,000 per year as a story · 341 points
HN discussionWhat does that even mean? Live entirely alone in a 1 bedroom apartment? A studio? Live with roommates? What do their meals look like? A "living wage" means absolutely nothing unless you define the expectations. When I first moved to San Francisco in 2011, I was living on less than $300/month or so for 8 months or so. I slept on an air mattress and ate rice and beans prepared weekly from 25lb bags because it was chea…
Comment linking /how-i-live-on-7000-per-year.html
on “Amazon reportedly has Pinkerton agents surveil workers who try to form unions”Submitted Providing a better compensation model for the internet as a story · 19 points
HN discussionI would also add that the author's book http://earlyretirementextreme.com/ere-book is great, and lets one get the essential points of what he has to say without trawling through numerous posts.
Comment linking /ere-book
on “Ask HN: What was your best passive income in 2016?”Submitted The death of index investing (2008) as a story · 10 points
HN discussionhttp://earlyretirementextreme.com/ is a bit nicer to read and goes a bit deeper than mrmoneymustache.
Comment linking /
on “Ask HN: What was your best passive income in 2016?”Submitted How to be happy in the long run as a story · 2 points
HN discussionFrom what I heard, most people feel regret at their deathbed for working too much, not the other way around. While you seem to have noble motives, I think many jobs out there don't provide much value and don't advance society as a whole. Think about large parts of the entire financial industry. Yes, the financial industry is important for a stable economy and a high standard of living, but there's a substantial amou…
Comment linking /
on “Ask HN: 16-hour work week jobs?”Submitted Peak oil, the next Kondratiev cycle, generational turnings, and ERE as a story · 2 points
HN discussionWith a little planning and an abandonment of materialism, it is pretty easy to live on 10,000 a year in the US. Example: http://earlyretirementextreme.com/how-i-live-on-7000-per-yea...
Comment linking /how-i-live-on-7000-per-year.html
on “A Basic Income Should Be the Next Big Thing”Submitted The risk of stock market diversification as a story · 2 points
HN discussionThis leads to an interesting digression... My hacker's mind sees society the same way it sees ie software layers, kernels, APIs, libraries, etc. And from that POV, current society practices seem very inefficient and disorganized, and could be improved readily with a dollop of hacker values (eg lazy but smart) and cold hard logic. One example: I am becoming more and more in favor of a minimum guaranteed income provid…
Comment linking /
on “This is why I don't give you a job”Submitted Cash flow diagrams for the poor, the middle class, and the investor class as a story · 2 points
HN discussionThat might sound crazy but on a software engineering salary, you can retire before 50 if you get used to spending little on food, transportation and shelter. My most favorite online resource on how to live frugally is this: http://earlyretirementextreme.com/how-i-became-financially-i... .
Comment linking /how-i-became-financially-independent-in-5-years-part-i.html
on “My husband needed therapy after working for Amazon”Submitted Why I won’t join the middle class as a story · 2 points
HN discussionSimilar ideas explored here: http://earlyretirementextreme.com/
Comment linking /
on “Building a vision of life without work (2015)”Submitted What retirement is and means to me as a story · 2 points
HN discussionTravel is overrated. http://earlyretirementextreme.com/travel-is-not-worth-it.htm...
Comment linking /travel-is-not-worth-it.html
on “Hey, Guys, It's Totally Okay If You Don't Get Rich”Submitted So long and thanks for all the fish (Jacob of ERE retires from retirement) as a story · 2 points
HN discussion>Living on a low percentage of income seems like a great strategy if you're optimizing for dying with the maximum amount of money in the bank. MMM/ERE [1][2] are not about maximizing money at all. They are about obtaining only a sufficient level of capital, so that they are no longer obligated to work for income to continue living happily. The numerical value of "sufficient" gets lower as your expenses decrease. >I'…
Comment linking /
on “Hard-won lessons about money and investing”Submitted Trading, different players, and beating the market as a story · 2 points
HN discussionhttps://www.marksdailyapple.com/ - Ancestral health and lifestyle https://earlyretirementextreme.com/ - Financial independence. No longer adding new posts. https://frequentmiler.boardingarea.com/ - Travel "hacking" and the miles and points "game". https://jamesclear.com/newsletter - Habits and human potential. Email newsletter - not a blog, per se. https://blog.asmartbear.com/ - Startups and marketing https://recrai…
Comment linking /
on “Ask HN: What niche blogs are worthwhile to follow?”Submitted The secret of education as a story · 1 points
HN discussionThis subject has been researched in great detail. There's lots of great information all over the Internet. I recommend these two blogs if you want to learn more: http://earlyretirementextreme.com/ http://www.mrmoneymustache.com/ The TL;DR is this: you need to be able to live off about 3.5% of your portfolio for one year. That will allow you to avoid depleting your principal over a very long term, and also give yours…
Comment linking /
on “Programmers: Before you turn 40, get a plan B (2009)”Submitted The virtue of discomfort as a story · 1 points
HN discussionThen his food comes from his garden Not all of it. You obviously missed the link in that article to his FAQ answering every objection you raised: http://earlyretirementextreme.com/frequently-asked-questions ...a max of $1200/yr on food which means he has to work on that Right. His point is that you don't need income , not that you don't need to work . and he conveniently didn't calculate the opportunity costs Zero i…
Comment linking /frequently-asked-questions
on “How I live on $7,000 per year”Submitted What is happening to the middle class as a story · 1 points
HN discussionPlus he has the shittiest $82 health insurance plan he could find, and he doesn't calculate the costs of what will happen if he gets sick. A bigger issue with the cheap health plans is they tend to have a very high deductible, usually in the $2000 - $3000 range (his is $3500! http://earlyretirementextreme.com/my-hdhp-hsa-and-some-comme... ). If you end up in the E.R. once for anything, like a fever, you have to pay…
Comment linking /my-hdhp-hsa-and-some-comments-on-health-care.html
on “How I live on $7,000 per year”Submitted Some musings on what retirement means as a story · 1 points
HN discussion
